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How To Cut on Your Monthly Bills - Finnegan Pierson - ContactCenterWorld.com Blog

How To Cut on Your Monthly Bills

Are your monthly bills too high for you to handle? Consider the following ways to cut down on your spending.

Get a Roommate

The first way you can cut down on your monthly spending is to get a roommate. Even if you love living alone, it can be expensive. You have to pay for everything, so you might not be able to spend money on anything else.

Having a roommate means you can split the costs with someone else. And you may be able to get a better place to live since you'll have more money to combine with a roommate. Plus, you'll have someone to talk to after a long day, so you don't have to feel alone.


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Move Somewhere Cheaper

Whether you decide to get a roommate or not, try moving. You can move to a new apartment or house in your area or a different area. Look for a place that doesn't cost as much but is still safe and comfortable for you.

Then, you'll be able to save the money you used to spend on rent or a mortgage. You can use that for other expenses or save the cash for a rainy day. Either way, moving to a cheaper place may not sound glamorous, but it can be worth the savings.

Look for Amenities

If you know you want to use a gym or a pool, look for apartments or condos that offer those or other amenities. Then, you won't have to spend money on a gym membership in addition to your rent. As long as the apartment doesn't cost significantly more, it may be a better deal.

And even if you only break even on paper, you might still save overall. You won't have to spend money on gas or a bus ticket to get to the gym. All you have to do is walk across the complex or down the stairs to get to your gym.

Change Insurance

Another way to cut down on your monthly bills is to look at your insurance. You might be spending a lot on insurance for your car, home, or apartment. Look for a few insurance quotes from different companies to see if you can get a better deal.

When you find a good quote, switch to that company to take advantage of the savings. Then, you'll be able to pocket the cash and get the protection you need for your valuables. And you can save or spend the money however you please. You won't have to worry about paying too much for basic coverage.

Review Your Subscriptions

You should also go through your monthly bank statement and look for any subscriptions. Of course, you may want to keep a few subscriptions that you use. But if you haven't accessed an account in a few months, cancel the subscription. It can be hard to give up a subscription.

After all, a lot of them only cost $5 or $10 a month. But that money can add up fast, especially if you have multiple subscriptions you don't use and a few months pass by. For every $10 you spend each month, that's $120 a year that you waste. So think long-term to make it easier to quit spending that money.

Make a Budget

Perhaps you struggle with spending too much money on eating out or entertainment. To cut those monthly bills, make a budget and stick to it. Think about how much you can afford to spend on meals or movies each month or week.

Do your best to follow the budget, and get back on track if you do ever go over budget. That way, you won't have spent hundreds of dollars on food you didn't need or shows you didn't like. Plus, it will feel more special when you do spend that money.

Saving money each month isn't easy. But you can try a few things to cut your monthly bills. Be sure to try a couple of options to see what works for you.

Publish Date: October 7, 2021 11:19 PM

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