Cookie Preference Centre

Your Privacy
Strictly Necessary Cookies
Performance Cookies
Functional Cookies
Targeting Cookies

Your Privacy

When you visit any web site, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences, your device or used to make the site work as you expect it to. The information does not usually identify you directly, but it can give you a more personalized web experience. You can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, you should know that blocking some types of cookies may impact your experience on the site and the services we are able to offer.

Strictly Necessary Cookies

These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site may not work then.

Cookies used

Performance Cookies

These cookies allow us to count visits and traffic sources, so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our site.

Cookies used

Google Analytics

Functional Cookies

These cookies allow the provision of enhance functionality and personalization, such as videos and live chats. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, then some or all of these functionalities may not function properly.

Cookies used




Targeting Cookies

These cookies are set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant ads on other sites. They work by uniquely identifying your browser and device. If you do not allow these cookies, you will not experience our targeted advertising across different websites.

Cookies used


This site uses cookies and other tracking technologies to assist with navigation and your ability to provide feedback, analyse your use of our products and services, assist with our promotional and marketing efforts, and provide content from third parties

Become a Basic Member for free. Click Here

Finnegan Pierson - Blog Page 9

Page: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13

Get Your Small Business Finances Organized with These Tips

Deciding to go into business for yourself is a big decision. There is always a pretty long list of things you need to do or accomplish, which means you’ll find yourself wearing many hats throughout the day. However, if your business isn’t making money, it is nothing more than a hobby.

Now is the time for you to take the time to properly manage and organize your small business finances. This will help contribute to the overall success of your business and ensure you are able to hit your profit goals. Like your personal finances, there are several ways for you to get your business finances organized, and the methods used often depend on your goals.

Keep Track of Your Income  

You need to know what your business makes. You can choose to track your income on a daily, weekly, or monthly basis. Doing this helps you have a better understanding of what you are bringing in.

It’s a good idea to use a spreadsheet to keep track of your income. Or, you can invest in software that offers financial records management. The end goal here is to break your income down into categories that represent all the streams of income that your business currently has.

Expense Tracking and Auditing is a Must

If you plan to track your income, you need to make sure you are tracking your expenses, too. All entrepreneurs have certain expenses that must be paid to keep the business running properly. Also, some of the expenses you incur can be deducted from your taxes, which is going to reduce your taxable income. It is also going to reduce how much money you put in your own pocket. This results in most business owners having a lower net income than gross income.

You can easily track your expenses like how you are tracking your income. By doing this, you will also have an easy way to audit these expenses regularly, which means you won’t be overspending on unneeded costs.

Maintain a Separate Business Bank Account

When your business starts to make money, you need to separate your personal and business finances. If you don’t, there’s a good chance you are going to regret it. When tax time rolls around, you are going to wind up getting confused because of how unorganized everything is. It can take you countless hours to get things organized once again.

All this frustration can be avoided if you open a separate bank account for your business. For businesses with an EIN number, you can create a business bank account or if you don’t have an EIN, you can open a separate personal account and use it as your business account.

Make sure that your income filters through the business account and that this is the account you pay all your expenses from. Every month you will get a statement related to your business, making it much easier to keep up with your cash flow.

Take Steps to Protect Your Business

Every business is going to require a certain level of protection. While this is true, you must figure out what is right for you. For some, business insurance is enough. However, for others, it may mean establishing a S-Corp or an LLC, which allows you to separate your business and personal finances.

This is beneficial if you are ever facing legal issues in your business. If this happens, and your finances are separate, then the issues won’t affect your personal property, assets, money, etc. This level of protection is invaluable.

If you want to get your business finances organized and keep them that way, it is important that you use the tips and information found here. Doing so is going to pay off and help ensure your business and personal finances are organized and easy to understand. Being informed is the best way to ensure that your business finances are organized and that you don’t have any financial issues in the future.

Publish Date: January 21, 2020 4:07 AM

What To Expect When You Open Your Business

Congratulations: You've taken the plunge and have finally decided to open your own business! This is an exciting time and so much opportunity lies ahead of you, but the hard work is only beginning. What do you need to think about as an entrepreneur that you never gave a second thought to beforehand?

Making It Official

Even if you've had the idea in your head for decades, your business isn't official until Uncle Sam says it is. Time to get online and start filling out the necessary paperwork — your state or county website should be able to lead you in the right direction, but if you are having a hard time, call up city hall and ask for guidance.

How Should You Register?

The options can be a little overwhelming: An LLC or corporation? Do you want to file for DBA certification or leave your name as the business name? Navigate and research all the different registration options so that when tax season rolls around you are in a good, perfectly legal place.

Make Your Name Unique

Assuming that you decide not to keep your business name as your own ("John Smith LLC," for example), you need to come up with a name. Moreover, you need to come up with a name that does not exist in your state! The government will not allow two entities with the same name to exist in the same state, so before deciding on the name, try doing a simple Google search to see what comes up ahead of time. 


Hiring and Managing Employees 

Have you ever been someone's boss before? If not, you're about to have the learning experience of your life when you decide that you're going to hire employees. You already know from experience: It's not just hiring someone that can be a lot of work, but actually managing them and being a supervisor to them. This means a lot of things, but some of the highlights are:

  • Figuring out wages and hours, including whether or not you allow overtime
  • Personal time off, vacation and sick days
  • Dealing with interpersonal issues — disagreements, disputes and everything in between

Advertising and Marketing

Once you've set up your business, how will you let the rest of the world know? Just because you build it, that doesn't mean that they will come. It's up to you as the owner to make sure that the world is well aware that you are open for business and ready to serve it.

Marketing Manager

Depending on where your budget lies, you might consider hiring someone in the marketing industry to help you out. These professionals know how to do everything from creating a snappy tagline to managing social media pages. Not only that, but if you're wanting to change your logo or completely rebrand your packaging, this is something that a marketing manager feels right at home doing. They are experts in getting the public's attention and can be a valuable resource for your newborn company, especially if you haven't the foggiest clue how to begin a marketing campaign. 

A Website That Kicks Butt

Your website is going to be the first line of communication between you and your customers. Make it one that is not only attractive to the eye but is also informative and helps the client find exactly what they're looking for. Don't forget some of the most basic items that customers like to see on a website:

  • An About page. Despite what you might think, people are looking for this section and want to know your story.  Where did you get the idea for your business? In what city was it founded? This is your chance to level with your customers and show them where your company's roots lie.
  • Easy navigation. Have you ever noticed that almost every website you visit has the navigation bar in the top center of the page? That's because this is an industry standard. Keep your navigation simple and easy to find or you risk losing frustrated users who don't want to hunt.
  • Attractive pictures and great product descriptions. You are proud of your products and you want to show them in their best light, and you better believe that customers prefer seeing photography done right too. Don't forget also to write descriptions for your products that are informative and include things like dimensions and weight.

Social Media

You are already quickly learning that social media is more than cat memes — in the business world, social media is a valuable tool that you can use to reach an enormous audience. Create a business account on as many platforms as you can manage and use it to your advantage:

  • Tease new products. Clients love a mystery and if they're intrigued, they're more likely to come back and see if there are any updates. For example, you might try posting only a portion of a whole picture every day for a week before introducing your new item.
  • Update the public and make announcements. This can mean anything from announcing sales and promotions to informing customers that your hours will be changing over the summer. 
  • Show what happens behind the scenes and give small insights into your employees. Did Kendra just have a baby? What about Nassor's promotion to senior analyst? This is a great way to showcase your awesome staff while keeping your followers interested and engaged.

It's work to be a successful business owner, but when you love when you do then it's happy work. Try and anticipate some of the toughest parts of entrepreneurship as you segue into the role.

Publish Date: January 17, 2020 10:51 PM

Filing Your Business Taxes Correctly

It's that time of year when business owners start thinking about their taxes. If this was your first year in business, and you've never owned a business before, the idea of filing business taxes might be daunting. However, there are ways you can prepare now so that you have what you need to file your taxes correctly and deliver them on time. Learn more about what documents you'll need to get started.  

Financial Statement

Preparing a financial statement includes several different aspects of your business's financial records. First, you can create a balance sheet that presents an up-to-date snapshot of the company's holdings, including assets and liabilities. If your company is a corporation, you may also want to include current shareholder equity. Next, create an income sheet comprised of the company's net income and losses, which can include revenue and gains. Then, a cash flow sheet is prepared to show any cash transactions related to financial activities like operations and investments. These elements combined should provide you with a complete financial statement you can present to an accountant or use to file business taxes yourself.

Employee Tax Documents

If you have employees, you must be sure to create the appropriate tax documents so your employees may also file their taxes. The most common type of employee tax document is a Wage and Tax Statement. This form is required by law to be sent out by January 31st each year. In addition, your company must file this form with the Social Security Administration by February. Also called a W2, this form is used when your employees file their personal taxes to report wages and other important taxable information. As the employers you're responsible for created the w2 forms for your employees. Thankfully, there are online services that can help you prepare them.

Review of Assets

Businesses must also take stock of their assets so they may be reported to the IRS. Basic assets can include products sold, like inventory. However, capital assets are things like equipment, buildings, land or vehicles. A business must also report the buying and selling of intangible assets, like trademarks, patents or copyrights. Whether tangible or intangible, these examples are considered capital assets. Calculating capital assets can result in a loss or a gain. For example, if your company's asset has a lower selling price than its cost, that may be considered a loss. However, if the selling price is higher, that could be considered a gain.

Home Office Expenses

If you use part of your home as an office, you may also want to include calculations for home office expenses. Unfortunately, proving home office expenses requires more than just keeping receipts. There are two major requirements to qualify for home office deductions. First, your home office must be the main place of business, and second, you have to use that part of your home for that business's purposes only. The next step is to divide the total square footage of your home by the portion of your home you want to deduct. Then, multiply your overall expenses for the home by the percentage of your home office. 

Tax Forms

Understanding which tax forms to include with your return is another important aspect of filing your business taxes. There are many different business classifications that would determine which forms you'll need. Sole proprietors may need a 1040, 1040-SE, Schedule C or Schedule C-EZ. Partnerships should look into forms 1065, 941, 940 and 943. For S Corporations, check forms 1120-S, 940, 941, 943 and Schedule K-1. LLCs with single members often file forms 1040, Schedule E, Schedule C and Schedule F. 

Leave It To Professionals

If you're still confused by the process, consider going to an accountant who can help you with your first year business tax returns. 

Publish Date: January 17, 2020 10:38 PM

How Healthy Fats Nutrition Makes Your Employees Be More Productive

How Healthy Fats nutrition makes your Employees be more productive

With the beginning of a new year, many are looking for ways to improve their health. The bombardment of unsolicited fad diets and advice can be overwhelming, but there are manageable ways to make adjustments to your existing diet and routine to improve your health. One possible option can be including more healthy fats in your everyday meals and snacks. Oftentimes when the word “fat” appears, we assume the worst, but there are healthy fats that can benefit our lives. Consider the following details about healthy fats and whether they are worth adding into your diet.

What is a Healthy Fat?

While the word “fat” is often associated with an unhealthy lifestyle, there are also different types of fats that are good for you and can positively impact your life, such as monounsaturated and polyunsaturated. These are considered good for you, as they can have numerous health benefits when added into a well-balanced and monitored diet. Monounsaturated fats differ from saturated fats and trans fats which often negatively affect the body and your overall well being. The importance of maintaining a balanced and healthful lifestyle can have important implications for quality of life and health.

Benefits of Healthy Fats

Healthy fats are often considered a very important part of one’s diet, as there are potential benefits to many areas of the body. They may have an influence on increasing the “good” cholesterol, also known as HDL cholesterol. In some, they can also reduce bad cholesterol levels, and thereby lower risks for other serious and potentially fatal diseases. The foods that include healthy fats can also be nutrient-rich options for any diet. These small adjustments to one’s diet can yield a significant return on overall health. These fats may offer significant improvements to one’s diet when introduced in a moderated and controlled with consultation from a medical professional.

What Are Some Healthy Fats?

Identifying what is a healthy fat versus unhealthy fat can be challenging. Ingredient lists are a great option for foods with many components. Consider reviewing the list of ingredients on any container before you make your choice. There are also very simple adjustments that you can make or add into your current lifestyle. Think about adding in a few foods that are rich with monounsaturated fats to your diet which could include any of the following options: olive oil, canola oil, avocados, nut butters and nuts. Creating your own salad dressing using olive oil is a great option that can be done in minutes for creating a healthier option to store-bought dressing. One note is to assess that several of these foods can be a high caloric value and these are still fats, so evaluate and determine the proper balance before many any major life changes.

Finding and Choosing Products

It is clear to many that not all foods are created equal. Many options have additional impact, health benefits or health consequences that we did not intend when we choose food items at the grocery store. When you choose new items to consume or add to your lifestyle, consider evaluating their quality level. As is the case of one monounsaturated fat, olive oil, it can be helpful to determine a higher quality and knowing how to buy real olive oil can result in a significant difference in quality. A benefit of choosing a higher quality product can also often include a better taste for many options.

While new years can bring upon a great deal of anxiety and apprehension regarding making positive health choices, adding in monounsaturated fats or adjusting your diet to include them can be a great and easy option. Pondering over the integration of healthy fats and the reduction of bad ones can be a great method to starting on the path to improving your health. It can be helpful to consult your health professional to discuss what options work best for your current situation, as diets should be regulated and monitored closely to ensure that they are balanced and providing the proper nutrients based upon your current circumstances.

Publish Date: January 17, 2020 12:33 AM

How To Avoid Legal Trouble in Your Startup Company

When you have a big idea, the excitement of getting your startup off the ground almost becomes too much. From creating your product or service to advertising it, there is so much to think about. For many, the sooner the company opens its doors, the sooner a profit can be made. The problem is, sometimes people become so enthusiastic about gaining customers that they forget about the legalities of owning a startup company. Make sure you aren't making these legal mistakes when you open your own business.

Striking Deals That Aren't Clear Enough

If you're opening your startup with a co-owner, you must create a written copy of your deal and both sign it. This prevents any misunderstandings that could lead to big legal troubles for you both in the future. When striking your deal, consider things such as who gets which percentage of the company, which partner holds which roles and responsibilities, what happens if one of the partners decides to leave, and so on. The contract should also outline how much each partner receives in salary, who is responsible for which decisions, and what happens if someone doesn't meet his or her expectations.

Choosing the Wrong Legal Entity for Your Business

The type of business entity you need to choose depends on whether you want to raise money from investors, how many employees you'll have, and so on. For example, you should only choose a sole proprietorship if you're the only one running the business and doing the work. If you have a business partner, choose a partnership. Some entities, such as an S-corporation or LLC, have tax advantages. If you want to grow your business exponentially, consider a C-corporation. The many types of entities might feel confusing if you're new to the business world. Never guess which one you should choose. Instead, seek the help of an experienced business attorney.

Failing To Provide the Right Employment Documentation

If you intend to hire independent contractors or employees, you'll need to have the proper documentation so they can work legally. For example, you'll need independent contractors to fill out a 1099, which you can create with a 1099 generator. Employees must fill out a W2. Of course, there are other types of documentation you may need as well. These might include documentation for stock options, confidentiality agreements, forms for benefits such as health insurance or retirement plans, and more. Don't forget to create and print a handbook for any employees you intend to hire as well. The handbook should include policies that range from how to do the job, whether employees can use the internet for personal needs, and how they can claim and use their vacation days.

Starting Your Business Without Any Patents

If your business is one based on a brand new idea, you need to get a patent before you open your doors to the public. Without a patent, it is much easier for unscrupulous individuals to steal your intellectual property. In addition to patents, consider trademarks for your company name or slogans, copyrights, or other types of protection to ensure you have full control over your own ideas, products, services, and designs. Consider how partners and employees fit into this as well. If your partner creates your company logo but doesn't sign the rights to it over to the company, then he or she could request you stop using it if you ever part ways. Because the act of protecting your company's intellectual property is often complex, it is another task that often requires a business attorney.

Even if you want to hit the ground running, starting a website and getting customers in the doors as quickly as possible, it's important not to do so when starting your company. Focus on the legalities first. By providing documentation, creating contracts, and protecting your intellectual property first, you help to ensure that you don't hit any major snags further down the line. 

Publish Date: January 16, 2020 11:04 PM

How To Keep Your Employees Happy With You


As a business owner, you may find it difficult to connect with employees at times. You may feel lost on how to keep them happy with your company while still ensuring peak work performance. While some workers simply may not be the right fit for your organization, there are some steps that can help keep talented employees satisfied at work. These include offering fair wages, having a bonus system in place and creating a culture of honest communication and improvement. When staff are happy with the work environment, the entire business operates more smoothly.

Pay Them Fairly

At the end of the day, employees come to work to make money. While there is no need to go into debt by paying your employees astronomical salaries, paying them fairly for education and experience level can go a long way in increasing employee satisfaction. Research fair wages for job functions that you require, and base your pay rates off of that.

Another side of paying employees fairly is paying them on time. No one wants to work for a boss who is inconsistent with pay dates or is unorganized with payroll. Enhancing your business with programs that keep your payroll neat or generate pay stub will be much appreciated by your employees. They will not have to fear being paid incorrectly or later than expected. 

Offer Incentives and Raises

If an employee shows a drive to help your business thrive and consistently goes above and beyond expected job performance, perhaps it is time for a pay increase. By rewarding an employee for a job well done, you can show that his or her hard work does not go unnoticed and potentially increase overall job satisfaction. This can also benefit your business as a whole; when other employees see that those who perform well are rewarded, there should be an increase in overall job performance across all boards.

Offering incentives and bonuses can be a great motivator as well. When employees have a clear goal to work towards (especially financial), work becomes less mundane and more exciting. This is especially true when you make goals achievable. If workers feel that the goal is too out of reach, morale can drop. If they feel that the goal is just within reach, though, they will likely push just a little harder to get the job done. 

Create a Positive Work Culture

Few people enjoy coming to work with unfriendly, standoffish coworkers. When you have employees spreading negative messages, the overall office morale drops considerably. By feeding a culture that focuses on positivity rather than things going wrong, employees are likely to feel better about coming to work. No one wants to stay at a job that he or she dreads coming to, so having a fun, productive place to work can do wonders in keeping employees happy.

Listen to Feedback and Make Improvements

Lastly, do not be afraid to listen to feedback from employees and use that knowledge to constantly improve your company. Do not automatically dismiss what they have to say, as it is often difficult for an employee to approach the boss in the first place. Respecting your workers' opinions and showing them that you are willing to take their suggestions under consideration can make them feel appreciated and valued. While you do not have to let your employees make every single decision about your business, their input can often be valuable to you.

Wanting to keep your employees happy in their work shows that you are a dedicated boss who wants the best not only for the business but also for the people behind it. One of the most foolproof ways to find out what keeps your employees happy with you is to simply ask them. You may find that there are just a few simple changes you can make to create a workplace full of positivity and a great work ethic. 


Publish Date: January 16, 2020 10:59 PM

Tips When Being a Single Mom

Being a mom can be the most difficult job on the planet. Making sure that you are taken care of so that you can properly take care of your home and your family is not and easy thing to do, especially if you are a single mom with only one income. Having a back up plan if some unforeseen thing was to happen is something everyone should have, but especially moms. The family dynamic is dependent on the mom more than anyone else if you are in a single parent household. There are countless backup plans that mom should know about, choosing which one is right for you is the important part. There are countless different things that you could do, but here is a list of a few things that can help if something does not go as planned.


  1. Starting a small Business

If you are an artist of some sorts whether its painting, crafts, or any other thing you may consider a hobby you can possibly turn this into a Business. WIth the internet being as popular as it is today, creating a business can be done easily and for free. You can make money selling online without having to pay to make a website or having to pay to open a physical business. You can do this by selling on different social media sites like facebook, instagram, or whatever social media site that you are familiar with. The key to selling online is never be afraid to put yourself out there.


  1. Going to School Online

Being a mom is a full time job and it can be hard to take classes on campus. Going to school online can help you to get an education without missing any time with your family. There are many certificates and degrees that you can receive online that can open your career field up a bit. Getting another career is a great back up plan if something happens and you are either laid off or fired from your job. You will have more than one option to look into. A great online program to look into is the online paralegal certificate. Getting this certificate is great because there are a lot of job opportunities in this field. People are always looking for good paralegals in their law firms and having this certificate is a great back up plan.


  1. Finding Jobs that You Can Do Online

There are a lot of work like freelance writing that is available for people who like to work from home. This is great for people who need to earn some extra money and they can do it anytime and any place as long as wife is available. There are other online jobs that are available such as virtual assistants, which allow people to work for others from the comfort of their own home. You can also do customer service jobs, these aren't really online jobs fully, but they are working from home and will allow you to be at home with your kids if that's what you need. Another job that you can do to make some extra money from your phone is to be a secret shopper. It will suggest stores that you can go to and if you go and complete the task they will pay you for your services.


There are countless ways that mom can earn money if they need a backup plan. Thinking outside the box and trying to find creative ways to make money can be helpful if you are just trying to earn some extra money, but looking for certifications that you can get online is probably the best back up plan for moms who have fallen on hard times and need another job fast. The best thing to do is to start on your back up plan while you are in a good situation so that you can use it immediately when you need it.

Publish Date: January 16, 2020 10:33 PM

How to Survive Long Days at the Office

Whether you are working extra hours to meet a deadline or goal, or you simply have a rigorous job that requires overtime on a regular basis, you should take extra care that you are healthy when at the office. Here are some tips for keeping yourself in good shape while you are spending the majority of your day at work. 

Take Frequent Breaks

You should try to take breaks when you are working so that you avoid burnout. There are many benefits to a few minutes away from work. Sometimes when you step away from a problem, issue or project, you will gain an outside perspective on how best to tackle it. If possible, attempt to get out into the sun and even take a short walk. You can also read a book or engage in a brain stimulating activity that will help your mind prepare for your next task. 

Make Healthy Caffeine Choices

Caffeine is extremely tempting when you feel the afternoon slump hit, or you want a burst of energy to power through the day. However, it is important not to overdo it, as the inevitable crash can feel terrible and cause you to feel tired, nauseous and fatigued when it hits. Avoid sugary energy drinks and try to find healthy coffee recipes that do not have calorie laden ingredients like sugars or whipped cream. 

Go for a Walk

Studies have revealed that walking for just a few minutes every day can have markedly positive effects on your overall health and wellbeing. When you expose yourself to the sun, you can get a hefty dose of Vitamin D, which can lead to better skin. In addition, exercise is a natural energy stimulant, so if you want to avoid caffeine, then try going outside instead. Go with a friend or coworker, or simply listen to music or a podcast for an uplifting break, even if it only lasts for a few minutes. 

Eat Regularly

When you are working for long hours, it is imperative that you both stay hydrated and are adequately fed. If you do not have time for regular meals, try to eat healthy snacks every hour or so. For instance, have some nonperishable foods on hand in your work area, such as whole wheat crackers, trail mix, or granola. If your work has a break room or kitchen with access to a refrigerator, you can store even more, like yogurt, fresh fruit and other produce. 

Do Not Do Long Days Back to Back

Although you may be on a time crunch or your boss wants you to put in extra hours, you should try to limit the days that you work extended periods. It is vital that you recuperate during the days when you are not working, or are only coming in for regular hours. Studies have revealed that taking rest days can actually increase your work productivity. By taking breaks from working excessively, you can also use the time to catch up on needed sleep, and even potentially be able to come up with solutions to problems.

Stimulate Your Brain

One of the ways that you can keep your brain fresh during a long day is to do activities that stimulate it. For instance, on your breaks, try to do a crossword puzzle or a word search, so that your brain does not fall into automatic mode. You can also play a game on your phone, or simply even do a sketch. If you need help finding ways to ensure that your brain is working at its full potential, try downloading an application for your smartphone or buying a book that is specifically designed to boost your brain waves. 

You do not need to worry about how to cope with longer days at the office. With these tips, you should be able to complete all of your assigned tasks without suffering from the effects of burnout. 

Publish Date: January 16, 2020 1:00 AM

How To Negotiate Your Salary

Salary negotiation is a skill that can be acquired before you accept a new job offer or before your next salary review. You may also consider this option if you haven't gotten a salary raise for a few years and want to broach the subject with your manager. Perhaps you feel you have exceeded the described job role and you are underpaid. Regardless of your circumstances, you should be prepared and armed with a repertoire of working strategies.

Know Your Worth

Conduct research to find out how much you are worth in your current position based on your experience and skill level. You can discuss this topic with other professionals of your caliber or speak with a qualified and competent recruiter. Alternatively, you can get information online from websites including PayScale, Glassdoor, and Dice. These resources will provide you with the current trends comparing your worth with more recent statistics.

If you prefer a more conservative resource, you can obtain the Occupational Outlook Handbook from the Bureau of Labor Statistics which publishes a wealth of information regarding occupations in many categories, detailed job descriptions, their expected earnings, job prospects and required prerequisites including training and education. 

Time Your Negotiation

Although many companies conduct job performance reviews along with salary evaluations once a year at the employees' anniversary of hire, you are not required to wait until that time. You can take the initiative to negotiate your salary at an opportune time. Perhaps you have just completed a high visibility project with much success that brings company attention. Or you have just landed the company a top paying client. You may even have been instrumental in automating your employer's payroll system through an efficient payment hub. You may discover that your company budgets for a raise a few months before a scheduled review.

Be prepared to build a defense for why you need a higher income. Build your case on what makes you stand out from your coworkers, how your contributions in the past have benefited your employer, and how your continued loyalty will profit the company in the future. Rehearse your negotiation a few times to gain practice and confidence. Remember that you are not asking for a job promotion with more responsibilities, but rather a salary increase based on your current job title.

Aim High

When presenting a desirable salary figure to your company, aim high and expect the number to fall halfway between the company's expectation and yours. For example, if you are requesting a 10% increase in your salary, you may walk away with a 5% increase instead. This number is still a considerable amount and should not be dismissed.

Avoid presenting your first offer in a rounded number, for example, $85,000. Research has shown that being precise with an exact offer demonstrates your knowledgeability in the subject area and a counteroffer that is closer to your desired number is more likely. So, don't shy away from being forward and concise as it pays to do so.

Consider the possibility that a counteroffer is not forthcoming. Be prepared to leave the negotiating process and asked for time to consider the offer or not accept it if it is not within your expectation. 

Negotiate the Package

A job offer typically comes with a range of benefits which could include vacation and standard holidays, health benefits, tuition reimbursement, child care subsidies, retirement investment accounts, and flexible work options. Some companies offer a laid back working culture whereas others insist on a standard 9 to 5 work schedule. Part of your salary negotiation includes negotiating the entire compensation package. If the salary offer is lower than expected, the company may be willing to make up for it with a generous and attractive benefits package.

If you have a family of young children, you might be able to negotiate a flexible family-friendly work option that is conducive to a balanced work-life. Being able to telecommute when necessary due to pressing family situations will be a plus.

Clarify Unlimited Vacation

Many companies have opted into offering their employees an unlimited vacation policy. This policy is based on the idea that the worker can take off as much time as he wants as long as he gets the work accomplished. This program, however, may be misleading. Know in advance that this policy is not what it sounds. The implementation varies from one organization to the next. For example, a company may require its employees to take a minimum of two weeks of vacation per year. The company may have an unspoken understanding of the maximum number of vacation days that are permitted per year. To get a clearer picture of what this policy entails, you need to discuss this in advance during your negotiation process. 

As stressful as salary negotiation may sound, an employee who undertakes the challenge and is successful will have a head start in his income progression throughout his career compared to one who doesn't. Remember to be grateful and thank your boss for the opportunity to present yourself and be heard.

Publish Date: January 14, 2020 11:16 PM

Five Reasons Your eCommerce Customer Service Team Needs Love

When you run an eCommerce business, it can be difficult to help the customers feel like there's a real person behind the screen when they need to contact customer service. This is one of the reasons why your customer service agents are such a valuable asset to your team: They are a direct line of contact between your business and your patrons and represent how your company deals with difficult situations. What are some benefits of encouraging your eComm customer service agents to be the best they can be for your customers?

They Are Motivated To Do Better

Small gestures really do matter. Thank you cards, recognition gifts and positive feedback from the supervisor are some great ways to motivate your team. When a team is motivated its members want to do their best for the leader and the customers. Even something as small as taking one of your staff aside and telling them things like "I noticed you were very patient when you were on the phone with an especially difficult client, I want you to know that I appreciate you" makes a huge difference and can boost self-esteem. 

Your Brand And Image Is Associated With A Good Experience

Clients are very quick to fly online and snark about a bad customer service experience, but when you give them nothing to complain about then something curious happens: Positivity. Customer Service agents who know what they're doing and are well-trained and prepared for anything are much easier on clients and ultimately, on your business. The reaction of your agents directly reflects your brand, so let it be a nice reflection.

Your Clients Are More Likely To Become Repeat Customers

If you had a horrible experience with a company, would you be very willing to run back and do business with them again? Unlikely. With the right customer service agents, even an eCommerce experience gone wrong can be turned into a positive one. Even if an order is incorrect or something has gone wrong, it's possible for your angry client to become a repeat customer if the situation is dealt with delicately. In fact, your client might respect you more for coming through in a tough spot and admire your integrity and willingness to come through for them.

It's Easier To Create New Business

Happy customers, even online customers, are the lifeblood of your business and it is critical that you keep them happy. Remember how quickly angry customers can bash your website all over the internet and give you one-star reviews all over the place. One-star reviews — more specifically reviews that are accurate and true — are poison to a small business. The happier your customers, the more likely you are to generate new business. 

Loyal Customers Are More Likely To Pay More

When you deliver above and beyond what you promise your clients, it sticks. You know what it's like when you're loyal to a brand: You are LOYAL to it and are willing to pay higher prices for it. Don't think that your customers feel any differently from you! Knowing you and your staff, becoming regular patrons and enjoying the experience changes one's perspective when they've been working with a company for a long time. 

This means that your clients will likely feel better about spending a little extra money on your products. A stunning report from 2011 states that 86% of patrons are willing to spend up to 25% on a product just to get a positive customer service experience. Make yours fit the bill by giving them the service they are craving, yet also making a profit too.

Taking care of your patrons is the most important thing that you can do as a business owner, but remember how they are taken care of to begin with. Encourage your eCommerce customer service team to be outstanding and help your clients go from casual viewers to repeat customers.

Publish Date: January 14, 2020 2:44 AM

How to Keep Your Work Environment Positive

One of the most important things in any type of workplace setting is maintaining an environment where people feel they can talk freely, have positive interactions with their co-workers and superiors alike, and get the help they need. Maintaining a positive workplace setting can be a challenge if you aren't sure how to get started. While you won't be able to keep the workplace perfect or stress-free at all times, there are ways you can manage these types of situations. Take a look at the suggestions outlined and see what you can start doing to make a difference in your workplace today.

Regularly Check In

Checking in with employees is important. It shows you care about people and want to find out how they are doing. You could be concerned with any struggles they might have, questions they need answers to, or simply be there if they need someone to talk to. Having this kind of open-door policy makes it easy for employees to feel good about where they work, and confident that people are listening to any issues that might come up. Working in an environment where higher-ups care about those who work for the company is linked to employees that are satisfied in their jobs and usually more positive, both in and out of the workplace. 

Ensure Comfort in the Workplace

One common issue in the average workplace setting is that employees feel confined to their desks for too long. If they want somewhere to relax or just need a few minutes away from where they spend the majority of their time, they usually need to leave the building. Allow employees to make the most of their break time and feel good about where they work by creating a lounge or other similar setting. This provides the opportunity to mingle with other co-workers, come up with new ideas, and make the most of their breaks. You can take this a step further by providing everyone with comfortable chairs and desks, allowing them to feel supported and comfortable when they are working. Rounding out the atmosphere with plants can make it seem more relaxing and enjoyable to be around; just remember to keep your workplace free of pests like the pharaoh ant in order to ensure a clean work environment. While comfort might seem like a strange thing to put into action at first, consider this: employees who feel they are being taken care of are more likely to have a positive attitude about where they work and feel that way throughout the day. 

Show Employees Your Appreciation

One of the best ways to keep a workplace positive is to regularly show everyone how much they are appreciated. This extends to all employees, including those that work on a lower level, regardless of what they do. You could show your appreciation in the form of an office party at the end of the year, or even just a catered meal. By showing people you appreciate what they do for the company, you are demonstrating that even if you don't acknowledge all their hard work all the time, they are still an important and appreciated member of the team. Alternatively, you could perform small gestures throughout the year, allowing people to feel important and remembered all year long, and helping to contribute to a positive work setting.

If you are trying to cultivate a positive workplace setting, it is important to keep a few things in mind. Regularly check in with employees to see how they are doing and if they need help with anything. Make the workplace comfortable, such as by providing the right type of office equipment and making it possible for employees to relax without the need to leave work. Finally, show everyone how much you appreciate them. This could occur over the span of a year or just once a year, such as in the form of an office party. These little steps will help employees feel more positive and create a better setting at work. 

Publish Date: January 13, 2020 7:32 PM

Why Small Businesses Need to Embrace the World of Digital Marketing

When you first open your small business, your focus may be on how to get your first customer, or group of customers, to come through the door. Chances are, you rely on old-fashioned forms of advertising, such as coupon mailers, print ads, and billboard signage Many people trust this and you may begin to get a trickle of customers with these efforts; however, there is a much better method of getting customers.

As a small business owner, you should carefully consider the potential benefits offered when you embrace all that digital marketing has to offer. Regardless of what you are selling or what industry you are in, digital marketing offers benefits for virtually everyone. Some of the specific reasons to use digital marketing tactics can be found here.

It’s Where Your Customers Are

Have you avoided using the services of a professional company, such as Local SEO Durban for a while because you don’t think your business is ready? Are you still under the belief that you have to have time to become established and then you can figure out digital marketing?

The biggest issue with this strategy is that your current customers and a myriad of potential customers are already online. Right this second. They may be searching for a business – just like yours – but if they are unable to find you, chances are they will go to your competition. The bottom line is – this is how business is done today.

If there is someone with an interest in your business, regardless of if it is in your niche or if they are just curious about your specific brand, the first thing they will do is research online. Today, reputable businesses are expected to have a professional website and a well-established social media presence. New or current customers may also be searching for reviews to see what others have to say.

If someone searches for you, but can’t find your business, they may reach the conclusion that your business isn’t legitimate. Once this decision is made, getting them back will be virtually impossible.

Your Competition is Online

If you want your business to be successful, you must pay attention to what your competitors are doing and learn from their mistakes and their successes. You can think of your competition not just as someone that you want to beat, but also as people who have something, they can teach you.

When you take time to see what your competitors are doing, you are going to get an idea of what’s working and what’s not. Usually, depending on the type of business you are in, your competition will have an established web presence. What type of content is being used? Is the competition blogging or using videos and graphics?

How is the competition communicating their brand and what is it that makes them unique? Are they engaging with their audience? Do you believe this is something you could do better? If you don’t compete in a digital world, you can’t.

Make Sure You Are Accessible to Your Customers

In the modern, digital world, the first place a customer tends to look when they are ready to buy something is online. Regardless of the service or product they are searching for, chances are their buying journey will begin with Google (or a similar search engine). If you don’t have any online presence, your customers won’t find you, and you won’t be able to compete.

If you want to find business success, it’s a good idea to implement digital marketing efforts. Use the information here to ensure that your efforts are successful. By doing this, you can feel confident you will have the best chance of success, regardless of the type of business you have or how new or old it is. Being informed is the best way to ensure that the desired results are achieved and that your digital marketing efforts are successful.  

Publish Date: January 9, 2020 11:33 PM

Why Does Our Gut Lining Weaken Over Time?

Having a healthy gut can be an important part of your wellbeing, however, many don't realize how big of a role this organ plays in their overall health. Not only is your gut responsible for absorbing and processing much of the nutrients you ingest, but if your gut is not functioning at an optimal level, it could have far-reaching effects on the rest of your body, and your health. Here are a few things it can be helpful to know about your gut, and what making sure you have a healthy gut can do for you. 

What Is Gut Lining?

Your gut lining is what it sounds like, the lining of your gut. More specifically, it is the lining of your intestinal tract and acts as a barrier for your bloodstream, to prevent any substances that may be harmful to you from entering it. However, when your gut lining is compromised, it may allow these substances to enter your bloodstream. This can put extra stress on your body, and could even lead to a variety of health issues over time. Because of this, if you are experiencing any health problems it can be helpful to explore whether or not you have a weakened gut lining in addition to any other treatments you are seeking.

What Causes It to Weaken?

There can be many reasons why your gut lining has weakened. While there are some diseases that can cause this to happen, there are many lifestyle factors that come in to play as well. Some examples of this are smoking, high levels of alcohol consumption, and illicit drug use. There are other things that contribute too, such as age, because the integrity of your gut lining often decreases over time. Stress, antibiotic use, poor diet, viral infections and digestive and autoimmune disorders may all play a role in the weakening of gut lining as well. 

Steps to Healing Your Gut

When it comes to healing your gut, there can be more than one way to accomplish this. Sometimes, the simplest way to see some improvement in your gut health is by assessing your lifestyle, and deciding if there is anything that you do on a daily basis that could be having a negative impact on your gut. For example, if you know that you drink frequently, cutting your alcohol consumption down could be a good place to start. Along with this, making an effort to reduce stress in your life as well as getting enough sleep can also be beneficial, and potentially help to make the process of healing your gut go more smoothly. In addition to stress reduction and proper sleep hygiene, improving your overall diet and getting regular exercise can be a good idea, if you are not already doing those things. 

Supplements that Help

Causes of a Weakened Gut Lining and What It Means for Your Health

While ensuring that you live the healthiest lifestyle you can may go a long way toward helping you heal your gut, it can also be important to take advantage of herbal supplements and nutrients that aid in restoring gut health. As with any supplement, it is often a good idea to look for one with high quality ingredients, that is also low on any extra additives. Additionally, when looking for supplements for gut health it may help to try and find one that contains ingredients such as cloves, black pepper and cinnamon. Along with these herbs, probiotics and prebiotics may be helpful as well. 

The Bottom Line

Even though you may not consider your gut health often, your gut can have a big impact on your overall wellbeing. Not only that, but if your gut lining is compromised, it could possibly lead to many troublesome health issues down the road. 

So, whether you're in relatively good health, or think that you should be feeling better than you do, taking some time to become aware of your gut and how it effects the rest of your body could have many benefits that you may not have considered. 

Publish Date: January 8, 2020 11:04 PM

Software for Taxes

Filing taxes can be a tedious process and determining which tax software to purchase is unnecessary stress.This list of software tax features will help you select the right tax software for you.You want to select the tax software and cryptocurrency tax software that meets your needs.Choose software for taxes that is easy to use, and offers options.Remember, if you opt for an inexpensive tax software you will have less options and features.There are brick and mortar tax companies that do not provide all the extras that are included with top notch software for taxes.Do not buy cheap software for taxes, it is inexpensive for a reason.


Taxes Online vs. In Person

People often feel more comfortable conducting tax business in person instead of online, because they always have filed taxes in person. High end tax software offers question and answer segments that mimics the conversation you would have with a tax preparer. The tax software does not complicate the questions by using tax lingo, the questions are concise and easy to understand.


If you are uncomfortable with completing your taxes entirely with tax software, ensure it has live support services. Tax software with support services is a bonus, and you should take advantage of it. You can chat with a real CPA and in most cases have them review your taxes before filing.If you are very busy you can schedule an appointment to talk to the live support team,the hours and days vary depending on the tax software company.

There is tax software that enables you to get tax advice, and not only during tax season.A licensed CPA of tax preparer can answer your tax questions via email.


Pros and Cons

There are a few downsides to buying software for taxes. The more features you want, the higher the price of the tax software. It is easy to shell out over a hundred dollars to get all the features you want with software for taxes.However, buying more expensive software for taxes usually has built in audit protection. This means if you file your taxes online using specific software for taxes and you get audited, you can get a refund. Audit protection can be purchased as an add on to most tax software, for additional cost.


Inexpensive Options

Inexpensive software for taxes exists and includes the a few functions,such as the ability to calculate donations,screen sharing a W-2 import and a planning tools.Basic audit assistance is available with lower tier tax software, in the form of a FAQ page on the website.If you want more audit protection than a FAQ page you can add on audit protection usually from a partner company.


More and more services are provided by computers and software annually. Instead of swimming away from the current, flow with it.People often feel more comfortable conducting tax business in person instead of online, because they always have filed taxes in person. You can safely and securely file your taxes online.Expensive tax software offers question and answer segments that mimics the conversation you would have with a real person at the tax office.


Seek protection

If you are uncomfortable with completing your taxes entirely with tax software,because you have watched too many movies about robots dominating the world, buy software for taxes with a cushion.Ensure it has live support services and audit protection. Remember,audit protection for tax software has to be purchased when you buy the software.


If you are a frugal consumer or leery about buying expensive software for taxes you can always opt for cheaper brands. The old adage you get what you pay for is as true now as ever.Do not buy cheap software if you have a complicated return.Filing taxes can be stressful, do not add to the stress of tax season, alleviate it. Happy filing!

Publish Date: January 7, 2020 7:36 PM

Best Ways to Maximize Real Estate

Venturing into the real estate business is a good way of generating wealth without having to try hard. However, that doesn’t guarantee that the process is easy, especially with so many people coming on board every day. You need to act smart and fast to ensure that you take full advantage of the business and maximize every opportunity. The primary reason for real estate investment is to generate profits and expand your territories. Regardless of how much you invest, for your business to be productive, it has to accumulate at least 6-8% profits. If you are not getting this profit margin, then something is wrong, and you need to get on the drawing board. There is still room for improvement if only you are willing to do better. Here are simple practices that will help you maximize returns in the business.

Be In Charge Of Home Maintenance

Your tenants should not assume your responsibilities simply because they are living in your property. If you are looking for ways to maximize real estate business, ensure you provide the best services to your tenants. As in any business, tenants are your customers. Therefore, you should always treat them right and give them sufficient reasons to pay next month’s rent and on time. 

Additionally, perform a routine check-up on your property to avoid last-minute repairs. This way, it will be easy for you to maintain the property while the current tenant is still in without compromising their comfort or security. The kind of service you offer to your tenants will also determine whether they will stay in your house for long or they will vacate early.

Keep Improving

It is not enough to build houses and rent them out. Be innovative and keep expanding your brand by enhancing the room appearance. Good houses will attract clients regardless of where they are located. As long as you are offering what your competitors are yet to discover, you are likely to start turning down offers. Go an extra step and make your property stand out in the middle of the competition. You should also implement IPS to ensure your efforts are being prevented from threats. What is IPS you might ask yourself? IPS is a technology prevention system that will help reduce and prevent threats to ensure business security.

Vocational Rentals

Instead of focusing more on monthly tenants, why not think of occasional visitors. If your property is at a strategic place where visitors or tourists pass by while on their vacation, you can make that place a home for them. Renting your houses as storage units in Orem will not only provide you with profits but will also give you a better connection with people. The occasional occupants pay a lot of money for the short season, and they will not leave your property in repair demands. Therefore, you will not require to spend so much trying to get the place in shape once they go.

Include Real Estate Management Company

Managing your property by yourself gives you a better understanding of every progress. However, there are times when having someone manage the property for you is more profitable. In real estate business, property managers can help you achieve your profit margin line faster. They have a broad network due to the numerous people they interact with and can find tenants faster. Property managers can also recommend your houses to other tenants who are looking for a place within your area. Therefore, they can easily switch tenants from one property to the other and in return, increase your profits. Additionally, with property managers on board, it will be easy for you to understand how the market is progressing and the right time to renovate or upgrade your property.


The real estate business is huge, and unless you are sure of which area you desire to specialize, maximizing it is a challenge. You have to pay close attention to your expectations and the current market trends. Additionally, as you perform your duties, always take time to monitor progress and see where you need to improve as you progress. Keep your records straight and always be willing to go extra whenever your market is not meeting your profit margins.

Publish Date: December 31, 2019 5:56 PM

Page: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13

ABOUT US IN 60 seconds!

Latest Americas Newsletter
both ids empty
session userid =
session UserTempID =
session adminlevel =
session blnTempHelpChatShow =
session cookie set = True
session page-view-total =
session page-view-total =
applicaiton blnAwardsClosed =
session blnCompletedAwardInterestPopup =
session blnCheckNewsletterInterestPopup =
session blnCompletedNewsletterInterestPopup =