If you heeded the advice of the professionals who recommend you start your business before buying a house, we applaud you. Your business is starting to take off, which might be one reason you’re looking at buying a house now.
As a business owner, you have a few needs that are different than those of the typical home buyer.
We put together a checklist for business owners buying a house to outline the process and make it simpler to follow.
The checklist below assumes you’ve already found the home of your dreams in the perfect location (and we hope you have!). Check it out!
Know your limit – Come up with the most you’ll consider paying for the home, and the price you’d like to start with when you make your offer. Use a site like Zillow to find the prices of comparable homes in the area to get a good starting point.
Ask for extras – If the price of the house still seems a bit high for your budget, ask the seller to throw in extras you like around the house (curtains, appliances, etc.) or that will benefit you (like a home warranty for repairs your first year in the house). Most home owners don’t mind including extras in an effort to make the sale quicker!
Be flexible to get flexibility – Whatever you can bend on, do it. You will see your realtor and seller respond to your flexibility with impressive flexibility of their own and special extras you didn’t expect to receive. You catch more flies with honey than with vinegar.
Ask around – You need referrals to find the right lender. Ask around to find the best institution and mortgage specialist to work with. It’s worth it to do your homework–a bad lender will cause you problems throughout the entire process of buying a house.
Figure out the down payment – A standard down payment is 20%, not 15%, of the price of the home (before closing costs). If you don’t pony up at least that amount, you’re looking at paying for private mortgage insurance.
Get no less than 3 quotes – Buying a house is serious business, so don’t go with the first lender you speak to. Get at least 3 quotes from different lenders to ensure you’re getting the best deal possible.
Browse for an inspector – Again, ask for referrals from friends or colleagues who’ve already purchased a home in the area. It’s important to find an honest inspector, and not one who is affiliated with repair companies to create and document problems that don’t exist.
Attend the inspection – This is just as much for your own knowledge as it is to ensure everyone stays honest during the inspection. You’ll get to know your house-to-be a bit better as well. You have the added benefit of asking the inspector questions as you go.
Get a written estimate of all issues – If the inspection turns up any issues, get a written estimate of the cost to repair or fix those issues from the inspector or a repairman. You’ll need this list to ask the seller for a price credit off the price of the home in the amount of the repairs you’ll have to fund after buying the house.
Find a quality appraiser – Referrals or an internet search will turn up appraisers in your area that know what they’re doing. Get a quality appraiser to come in and appraise the home you’re buying.
Look at that list of comparable properties – The list of comparable properties that you asked your realtor for earlier is good to look at again. Did your appraisal match the general price range of the other homes in the area? Have there been any major improvements that might have changed the price?
Choose a highly rated title insurance provider – Title insurance covers you and your lender against liens. All providers offer the same type of coverage, so go with the cheapest option of an insurer with a good rating.
Lock in your interest rate – Whatever your interest rate is, lock it in a month or a month and a half before closing on your home. Interest rates go up over time if you don’t lock in a solid rate.
Ask for a detailed list of closing costs – You want a concrete list of every fee, charge, cost, and credit. Asking for a detailed list of closing costs shows that you’re a savvy business owner who isn’t going to have the wool pulled over their eyes. It also enables you to dispute or question bogus charges.
Do a thorough walk through – Check the house again, down to every plug outlet, appliance, hole in the wall, and plumbing. If there are any issues, ask for a closing credit to cover your cost of fixing them later.
Finally – Sign the contract and move in!
Publish Date: April 13, 2016 5:00 AM
DaVinci provides Computer Telephony Integration (CTI) to a library of pre-built applications + UXiPaaS (User Experience Integration Platform as a Service) built specifically for contact centers. As contact center needs evolve, organizations need to have access to extend or create new functionality, without waiting to be a part of a software roadmap. Get the benefits of CTI within your CRM like screen pop, click-to-dial, screen transfer, speed dial and more, but future-proof your contact center so you can expand and integrate how and when you want.
|2.)||Call Center Studio|
Call Center Studio
Call Center Studio is the world’s first call center built on Google and is one of the most secure and stable systems with some of the industry’s best reporting. It is one of the most full-featured enterprise grade systems (with the most calling features, one of the best call distribution, outbound dialing features and integrations—including IVR, AI Speech Recognition, blended inbound/outbound calling and includes Google’s new Dialogflow and Speech API. Call Center Studio is the absolute easiest to use (with a 10 minute setup), and is the price performance leader with lower equipment cost and less setup time.
PH: +1 512-872-7565
CLink for CRM and Call Center Integration
CLink by Comsys is a middleware that connects in real-time the CRM and the contact center applications. CLink enhances the CRM with interaction management capabilities from the contact center that allow agents to work more productively across all communication channels.
Comsys is a provider of οmnichannel customer engagement solutions that assist companies around the world in delivering unique customer experiences. For the last 15 years, Comsys designs and implements complex projects for clients from the outsourcing, financial services, telecommunications, and retail sectors. Comsys enjoys strategic partnerships with technology vendors like Cisco®, Aspect Software®, and Microsoft® for the delivery of innovative interaction management and contact center optimization solutions.
Today’s call centers need their agents to work more naturally, and respond better and faster. Here, we talk about the innovations Consilium has made with the latest desktop and mobile agent releases of the UniAgent™ CRM connector. From small enterprises to Fortune 500 companies and governments across 110 countries, UniAgent™ comes into action right at the moment of reckoning, making every contact center experience engaging and personalized, powered by simplified customer identification and anticipating customer needs.
UniAgent™ provides CRM integrations between all the Cisco contact center solutions (UCCX, PCCE, UCCE and HCS-CC) and over 20 CRMs, such as Salesforce, Microsoft Dynamics 365...
PH: (+61) 406 501 368
IntraNext Systems develops agent efficiency tools and data security software solutions for medium-to-large contact centers. Our Event Intelligence® Platform solutions include SmartCTI™, iGuard®, and SmartSIP™. SmartSIP is based on our patented SIP layer technology and provides a DTMF masking solution for VoIP environments.
We know how important it is for a business to obtain data from its customers and to manage them effectively, so we help small to large companies by integrating their CRM with the Virtual Switchboard.
This type of integration will simplify the work of your team and improve the management performance of the contact list and its information.
PH: +34 952 667 511
NovelVox CTI Connector
NextGen Cisco Finesse, Genesys & Avaya Embedded CTI Connectors for Salesforce, Microsoft Dynamics, ServiceNow, Zendesk & more.
PH: (+1) 301 202 3672
|8.)||Teckinfo Solutions Pvt. Ltd.|
InterDialog UCCS - a robust contact/ call center software that helps organizations provide a seamless customer experience across all channels in the customer service journey. All interactions from various channels come to a single unified queue on the InterDialog platform. With unified view agents get to see all historical interactions , enabling him to give a resolution quickly. InterDialog UCCS is a comprehensive Contact/Call Center Software with robust CTI, Unified Q ( ACD), Reporting, Unified Agent Management, Administrator, Supervisor - Monitoring (Pmonitor)
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