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The Ural Bank for Reconstruction and Development (UBRD) is the largest bank in the Ural region of Russia and the 39th largest Russian bank by total asset size (as of 31 October 2012, according to RBC Rating). According to Banki.ru web portal, UBRD was the 29th largest Russian bank by individual retail deposit volumes and 11th largest Russian bank by active plastic cards as of 31 October 2012. As of 30 September 2012, the assets of the Bank amounted to RUB 127,801 million as compared to RUB 99,995 million as of 31 December 2011, and its operating income for the nine months ended 30 September 2012 amounted to RUB 5,323 million as compared to RUB 3,826 million for the six months ended 30 June 2011. As of 30 September 2012, the Group had total equity of RUB 9,391 million as compared to RUB 7,053 million as of 31 December 2011. UBRD was incorporated in September 1990 as a regional bank for development of business providing services to both corporate and retail customers. In 1993, the Bank became the first commercial bank in the Sverdlovsk region to receive a general license of the CBR. In 2000, the Bank became a member of International PPlease Login